Robinland | a Closer Look

  • Most RWAs exhibit much lower volatility (commercial loans, real estate, government bonds, etc.)
  • Its volatility is orthogonal to those assets in DeFi, providing the benefit of diversification
  • The low rates and fast turnaround of liquidity from DeFi is superior to many traditional financing sources in Trad-Fi, thus addressing real problems for borrowers in the real world
  • Every collateral type is fundamentally different
  • Much of them are privately placed and opaque and thus it requires domain expertise to onboard high-quality projects
  • The legal, logistics, operational aspect is heavy and again industry specific
  • When a crypto token is expected to generate returns for the holder, they are “security tokens” as defined by the SEC and are subject to SEC regulations. In order to legally issue security tokens in the US, one either has to “register” it, i.e. go through an IPO, or go through one of the exemption clauses (e.g. Reg D, Reg S, Reg A, etc.), which is the approach Robinland is taking to legally issue tokens that represent RWAs in the US. With in-house lawyers who have completed the exact same process before, Robinland is able to provide legal service to both the project supplier and liquidity supplier such that they engage in a transaction without any legal concern.
  • The part on token issuance is actually simple: security token is a mature space with a full range of service providers who can take care of each of the steps in the process: For example, Polymath token studio for issuing security tokens under ERC 1400 contracts; Digishares, CrowdEngine, SeriesOne, LenderKit for token sales; INX.com and tzero for secondary market trading. We have an in-house CTO who has issued his own tokens before and runs an active SocialFi community, leading a team with expertise that utilize different pieces to create an integrated system that smoothly transforms a RWA into crypto tokens.
  • Robinland tokenizes RWA completely legally, in compliance with regulations put forth by the SEC, by issuing security instead of utility tokens to represent RE assets. This is not something that most of our competitors in the field are offering.
  • The RBL token represents fraction of a diversified portfolio of RE asset, instead of individual asset, largely increasing the liquidity of RBL, and bringing down the risk of default (because there is mutual insurance among the portfolio assets)
  • To begin with, we partner with Crowdfunz, a real estate PE firm with 5 years of track record, 0 default rate, with 10–20 projects financed every year. Crowdfunz underwrites the loan, and Robinland purchases it from Crowfunz and funds it. This allows Robinland to focus on being the LP at the beginning, saving resources on the operational side of the tasks related to underwriting and onboarding a loan project.
  • Source the highest quality of projects in the private placement market that satisfies Maker’s specific requirements on the characteristics of the underlying asset (full-recourse senior lien commercial real estate debt)
  • Not worry about heavy operational tasks, such that it can focus on its comparative advantage — bridging the liquidity from DeFi to Trad-Fi

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Tokenizing real estate asset using blockchain technology https://linktr.ee/Robinland

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Robinland

Robinland

Tokenizing real estate asset using blockchain technology https://linktr.ee/Robinland

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